Generally, a public adjuster is licensed and must be a member of the American Association of Public Insurance Adjusters. Although not a member of that association, a public adjuster may take an examination and be appointed a member. The degree of expertise a public adjuster must have to be appointed a member varies from state to state. Generally, an insurance adjuster is neither a member nor an applicant for membership in the American Association of Public Insurance Adjusters. However, some insurance adjusters may be appointed a member of that organization, provided the degree of expertise he or she must show to be appointed is similar to that of an insurance adjuster. As the public adjuster is not a member of an insurance organization, the degree of expertise he or she must show to be appointed varies from state to state.

Is Your Insurance Company Covered?

Also, there are policies in which the policyholder is covered by the insurance company, so long as the insured premises meet the minimum requirements set forth by the insurance company. However, there are also policies in which the policyholder is covered by the insurance company, so long as certain conditions are met. The degree of expertise the public adjuster must show in order to be eligible for a favorable rate is determined by the degree of expertise that the public adjuster has to offer. If the degree of expertise the public adjuster has to offer is too low, the insurance company may reject his or her application. However, if the public adjuster’s degree of expertise is also too low, the rate he or she is offering may be extremely low, and may be termed as substandard or inappropriate.